Author: kristah

So we aren’t buying the house in London after all

Everyone finally realized we are never going to get a clean title, so the deal is dissolved. Hopefully it won’t take too long to get our earnest money and closing costs back.

We’ve decided the kids and I are not going to stay here in UK. Even though I could probably get a childcare job here that would pay about £2k a month, it would go straight toward rent, like, all of it. So we’re going to go ahead and move to Manchester (the thought being: if I can get a childcare job or work here, then I can get work there (UK) and get cash loans very quick) and that way if DH’s job goes south, we’ll at least be better positioned.

So…since getting in to someplace (either renting or buying) is both a function of credit AND income, for the time being (at least through the end of July) the kids and are going to be living in a campground. Sounds more horrific if you’re a city dweller than it is: my kids and I are used to it….if we vacation at all, it’s camping. At least they are upscale campgrounds: pools, rec rooms, WiFi, laundry, showers, electricity at every site.

Which brings me to: things I can cook without refridgeration. The longest I have been without refridgeration in a camping environment is 2 weeks. I just went to the camp store and bought milk for cereal everyday, but that gets expensive. For the initial 3 weeks, we’re probably going to be in a tent, unless I can find something towable for less than £3k that I can hook to the back of the 4Runner (the issue being something light enough but enclosed vs say a tent trailer.)

I’m bringing my pressure cooker (a step up from the crock pot I used to bring when I got smarter in my old age) so I just need ideas on meals which don’t require (a) refrigerated ingredients (b) don’t require baking. That lets out anything in a dutch oven too.

It’s quite an adventure!! 🙂

$1000 emergency fund where to put it?

Where is the best place to park the $1000 fund? Cash @ home? Separate savings account.. Every time we get that amount..something comes up and we are always having to spend it! Last week about drain system backed up and we had to dip into it…I know that what it is for ……..

Luckily it all has worked out

but today was an emotional roller coaster that has totally wiped me out physically and emotionally.

Euphoria, paying off the first mortgage, obviously.

A minor disappointment. Our camper won’t be ready for pick up until the middle of next week because the delivered slide toppers were the wrong size and the replacement ones won’t arrive until Monday or Tuesday.

PANIC as I was backing out of my parking place my favorite dog started screaming in pain. While I had checked all around the truck before I started the truck I thought I had ran over her.

HUGE RELIEF I hadn’t actually hit her, just came close. She is deaf and apparently didn’t hear the truck motor and startled her when the truck barely touched her. Thank God I was going super slow.

Exhaustion, it was errand day.

Pride, came in way under budget on said errands.

Concern, ds called us all upset while we were out, his cat was acting strange and his tail appeared paralyzed, he was rushing him to the vet.

Some relief, Mr. Larry, will most likely regain use of his tail. If not, then we may be looking at a tail amputation. Hopefully not, he is 15 years old.

Grumpy, while Mr, M is likely to recover entirely he is under house arrest for 2 weeks minimum. He is a naughty kitty that doesn’t always visit with the litter box.

S.Sulivan by radio

I’ve listened to S. Sulivan on the radio, and already have his Fin Peace book, but got an opportunity to go to a seminar yesterday. He’s funny and so realistic. I bought the TMMO workbook — I’m not in really dire financial straits, but I spend and waste money ridiculously (I’m definitely one of those free spirits). So, I’ll be starting with my baby steps (I do have a $500 emergency fund, but I still have lots of stupid credit cards).

I guess, for me, the biggest thing will be the self-discipline part–do I really want to do this, am I willing to do what it takes? I’ll have to let you know.

The student loans debt

comes from the first time I went to college in the 80’s, whe I was younger and dumber and Dave Ramsey wasn’t on the air.
My wife is studying to be an intern right now, and isnt able to work. THe course takes up a lot of her time. And she never fully recovered from back injuries in a wreck several years ago.
Thanks for your comments, you’ve all given me some uideas as to waht to do. I’m looking for another job, and soon will work two jobs to get what I want, financial freedom, among other things.
Unfortunately at the moment, Cracker Barrel seems to be the highest paying job in this area at $7.50 hr.
But IM still looking.
Have fun folks.